Privacy Policy - AKIS Credit

Updated: April 2025

AKIS Credit is supported and enabled by Nfinit Lending Corporation.

The AKIS Credit platform provides loan services under the official authorization of Nfinit Lending Corporation, a licensed lending entity that has secured regulatory approval from the Philippines' Securities and Exchange Commission. Operating in strict compliance with the commission's guidelines and oversight, Nfinit Lending Corporation holds SEC Registration Number CS200809669 and Authorization Certificate Number 148. As the designated lender, Nfinit Lending Corporation facilitates all loan services offered through the AKIS Credit platform.

Lender：Nfinit Lending Corporation

SEC Registration No: CS200809669

Certificate of Authorization No: 148

1. Information we collect

We collect personal information such as: name, ID number, contact information, and bank account information for identity verification and loan approval.

Device information: device model, operating system, IP address to ensure security and optimize user experience and loan qualification assessment.

Log data: activity records, device interactions for analysis and optimization.

2. How we use your information

3. Information Sharing

We promise not to sell or rent your personal information, financial data, or device information to third parties. However, we may share your information with the following organizations:

4. Information Security

We take appropriate security measures to protect your personal information. However, any data transmitted over the Internet has certain security risks and we cannot guarantee complete security.

5. User Rights

You have the right to choose whether to provide personal information and whether to allow us to collect device information. If you do not want us to collect certain information, you can adjust the privacy settings of your device. But this may affect your use of some features of this app.

6. Privacy of minors

This app is not intended for users under the age of 20, and we will not intentionally collect personal information from minors. If we find that personal information of minors has been collected, we will take steps to delete the information as soon as possible.

7. Updates to Privacy Policy

We may update this policy periodically. We will notify you of any significant changes through the app or email.

8. Acceptance of Terms

By using our app, you agree to the terms of this policy. If you do not accept the terms of this policy, please do not install or use our app. Your continued use of our products after this Privacy Policy has been revised will be deemed as your acceptance of the changes and/or new terms.

9. Our Information

Company Information:

If you have any questions, comments, or suggestions about this Privacy Policy, you can contact us through the following methods, and we will respond to you within 15 working days: